Boise Home Buyer Tips

Choosing the right Boise real estate agent is, perhaps, the most important decision you will make when buying property in Idaho. We believe the more you look around, the more you will see the value of working with an agent at Expert Realty Idaho.

No matter who you choose to represent you, these simple tips will help you find and purchase a home in Idaho quickly and efficiently.

Before you view homes for sale in Idaho:

Be a smart consumer. Learn the financing process. Know how to shop for a home loan that's right for you. We can help get you in touch with a mortgage professional in the Boise area.

Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle. Getting pre-approved is one more step than simply being pre-qualified, but it is important because it shows sellers in Boise that you are serious about purchasing their home.

Know what you want. The last thing you need is to close a deal and realize you bought a house you don't really want. Ask yourself what you are looking for in a home, before you shop. Think about size, commute time and necessary repairs. The location of the home you buy in Boise, or anywhere in Idaho, is going to make a big difference before and after you purhase a home.

Keep your debt load to a minimum. Don't make major purchases or incur any additional debt while you are in contract to buy a home in Idaho. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 30 percent of your gross monthly income.

Be prepared to view new properties quickly. So far in 2014 we are finding out than homes in Boise don't stay for sale very long. The best homes in Idaho sell quickly, so be ready to make fast decisions. Be accessible, and do your research before hand, so when a home does come on the Boise real estate market, you are ready to make an offer.

Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice or missing out on something great. Our Idaho Realtors at Expert Realty are able to be reached through text, email, or cell phone nearly 24/7.


Before you buy:

Hire an Idaho home inspector. A professional building inspector will make sure the house of your choice is in satisfactory condition.

Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.

Request an updated property survey. Be sure it clearly marks boundaries. Check for problems.

Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale.

Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.

 

Purchasing Tips:

 

Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.

Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.

 

For more information about the current real estate market in Boise, contact us at 208-850-6324, or email info@expertrealtyidaho.com